ADHERENCESTAR KNOWLEDGE SERIES · 01

STARS / FOUNDATIONS

Understand the stars.
See the whole picture.

A practical guide to Medicare Advantage and Part D Star Ratings: what they measure, how to read them, and where improvement begins.

THE QUALITY CONSTELLATION01 / 06
Quality in motion
Part C + Part D2026 ratings2027 policy contextREVIEWED 07 SEP 2026
THE ESSENTIALS

One rating. Many different signals.

CMS Stars brings clinical quality, medication use, member experience, and plan operations into a shared view. Start with the meaning of the rating before using it to set a target.

01

What are CMS Star Ratings?

CMS publishes annual quality ratings for Medicare health and drug plans. Measure-level ratings use a one-to-five-star scale. These are quality signals to consider alongside benefits and costs, rather than a substitute for understanding a plan’s coverage.

CMS · 2026 Star Ratings fact sheet ↗
02

Which rating are you looking at?

For 2026, MA-PD contracts can have up to 43 measures, MA-only contracts up to 33, and standalone prescription drug contracts up to 12. A Part D summary and an MA-PD overall rating answer different questions.

CMS · 2026 Star Ratings fact sheet ↗
03

Read the year before the number

The 2026 Star Ratings inform 2027 MA quality bonus payments. The Star Year, the period used to measure performance, and the payment year are different labels. Keep each one attached to a result when comparing reports.

CMS · 2026 Star Ratings fact sheet ↗
THE RATINGS TIMELINE

Three dates. Three different meanings.

Use this educational workspace to turn the guide into a practical conversation with your team.

Open the companion field guide ↗
PERIODMeasure

When the underlying performance happened. Check each measure’s period.

2026Rate

The named Star Ratings edition used in this guide.

2027Payment

The MA quality-bonus payment year linked to 2026 ratings.

Use the CMS technical notes for each measure’s exact time window. There is no single measurement period that safely describes every measure.

PUT IT INTO PRACTICE

How to read a Stars report without mixing years

A focused, four-step working guide for quality teams.

Read the field guide ↗
01Create an identity line02Separate published results from working estimates03Ask what can actually change04Make uncertainty visible
COMMON QUESTIONS

A little more clarity.

Annual cut-point refresh and broader Part C trend analysis are roadmap work. Upcoming features are described separately from educational guidance.

Does STARS mean the same thing across healthcare?

No. This guide covers Medicare Advantage and Part D Star Ratings. Hospital, nursing-home, and other quality rating programs have separate methods. Always name the CMS program when searching for a measure.

Is a higher rating enough to choose a plan?

Use quality as one part of your comparison. Check the plan’s provider network, formulary, coverage rules, benefits, and costs for your own circumstances. The official Medicare Plan Finder is the place to compare available coverage.

Can a better measure rate guarantee a higher overall rating?

No. The other measures, applicable weights, cut points, and adjustment rules also affect the result. A local improvement is useful evidence, but a projection must remain a projection.

CONTINUE EXPLORING

Six perspectives.
One quality mission.