Part C + Part D2026 ratings2027 policy contextREVIEWED 07 SEP 2026
THE ESSENTIALS
One rating. Many different signals.
CMS Stars brings clinical quality, medication use, member experience, and plan operations into a shared view. Start with the meaning of the rating before using it to set a target.
01
What are CMS Star Ratings?
CMS publishes annual quality ratings for Medicare health and drug plans. Measure-level ratings use a one-to-five-star scale. These are quality signals to consider alongside benefits and costs, rather than a substitute for understanding a plan’s coverage.
For 2026, MA-PD contracts can have up to 43 measures, MA-only contracts up to 33, and standalone prescription drug contracts up to 12. A Part D summary and an MA-PD overall rating answer different questions.
The 2026 Star Ratings inform 2027 MA quality bonus payments. The Star Year, the period used to measure performance, and the payment year are different labels. Keep each one attached to a result when comparing reports.
01Create an identity line02Separate published results from working estimates03Ask what can actually change04Make uncertainty visible
COMMON QUESTIONS
A little more clarity.
Annual cut-point refresh and broader Part C trend analysis are roadmap work. Upcoming features are described separately from educational guidance.
Does STARS mean the same thing across healthcare?
No. This guide covers Medicare Advantage and Part D Star Ratings. Hospital, nursing-home, and other quality rating programs have separate methods. Always name the CMS program when searching for a measure.
Is a higher rating enough to choose a plan?
Use quality as one part of your comparison. Check the plan’s provider network, formulary, coverage rules, benefits, and costs for your own circumstances. The official Medicare Plan Finder is the place to compare available coverage.
Can a better measure rate guarantee a higher overall rating?
No. The other measures, applicable weights, cut points, and adjustment rules also affect the result. A local improvement is useful evidence, but a projection must remain a projection.